Like all of us, Reem Acra has the credit crunch on her mind. For her pre-fall collection, she's devised creative tactics to entice her clients. Many of the red-carpet-ready gowns feature elaborate jewel-encrusted necklines, eliminating the need for additional jewelry purchases. And in place of dresses, she showed some beaded tanks and high-waisted silk skirts that can do double duty as separates paired with other items in a woman's wardrobe.